2.99%1 |
SPECIAL PURCHASE APR THROUGH DECEMBER 31 ST, 2025 |
Say hello to smarter spending with a Corning Credit Union Visa® Credit Card. All purchases made through the end of the year will be locked in at the special rate until June 30th, 2026. After the promotional period ends, your rate on those purchases will never exceed 18.00% – lower than most financial institutions and credit card companies. |
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SPECIAL 2.99% APR | |
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18.00% MAX APR | |
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NO ANNUAL FEE | |
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5,000 ADDITIONAL REWARDS POINTS2 | |
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SAVE BIG ON YOUR PURCHASES |
Whether you’re planning for everyday expenses or holiday shopping, this is your chance to borrow smart and save big. |
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Whether you’re earning rewards or enjoying great rates, we have a card for you. | |
For a limited time, if you open a Visa credit card with CCU, you'll enjoy: | | |
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2.99% APR on All Purchases — Now Through December 31, 2025 |
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Every purchase you make with your new credit card will carry a low 2.99% APR for the rest of the year. Plus, all purchases made during the promotional purchase period will be locked into the 2.99% APR repayment rate through June 30th, 2026. | | |
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Low, Predictable Rates After the Promotional Period Ends |
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When the promotional rate ends, your card’s APR will never exceed 18.00% — significantly lower than what most financial institutions and credit card companies charge. And since we’re member-owned, you can trust we’ll always put your financial well-being first. | | |
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Spend $3,000 in the First 3 Months, Receive Extra Rewards |
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Spend $3,000 within the first 3 months of opening your CCU Visa Signature Rewards+ or Visa Platinum Rewards credit card and you’ll receive an extra 5,000 rewards points. CCU Visa Traditional card holders will receive a $50 statement credit. | | |
WHY CHOOSE A CORNING CREDIT UNION VISA CREDIT CARD | |
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Great rates
— your APR will never exceed 18.00%
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No annual fees
— another way you save with a CCU credit card
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Top-tier protection
— all purchases are protected through Visa’s Zero Liability Policy
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Fast, easy application process
— get approved the same day you apply
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Member-first service
— we work for you, not for shareholders
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"Great customer service. Easy to quickly look at balances. Love the rewards dollars!"
Doris B.
"I love my corning credit union and would not change it at all. I love earning cash rewards. I love how easy it is to use my App."
Robin K.
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1-APR means annual percentage rate. This offer is only available on new purchases made with a CCU variable-rate credit card during the promotional purchase period. You will be charged a 2.99% APR on new purchases (only) made during the promotional period of September 1, 2025 through the last day of your first billing period that ends after December 31, 2025. The 2.99% APR for purchases made during the promotional rate period will expire on the last day of your first billing period that ends after June 30, 2026. After that date, the APR for all outstanding balances and purchases made during the promotional rate period will adjust up or down to the current market APR at that time. Current market rates range from 15.74%-18.00% and are variable based on Wall Street Prime. Your APR for all previous transactions will remain the same. Not applicable to Business credit cards. Approval for financing is subject to lending guidelines and credit qualifications. The rate you receive is determined by your credit history. 2- Must spend $3,000 within the first 3 months of opening or converting to a Visa Signature Rewards+ or Visa Platinum Rewards credit card or CCU Visa® Traditional credit card to qualify for offer. If spending limit is reached, Visa Signature Rewards+ and Visa Platinum Rewards credit card holders receive an extra 5,000 points. If spending limit is reached for CCU Visa Traditional, card holders will receive a $50 statement credit. Bonus points and statement credit will be posted the month after your first three months of opening the new Visa credit card if specified spending limit is reached. Points are not earned for cash advances, traveler’s check purchases and balance transfers, unauthorized charges, finance charges, or fees (such as a late fee or ATM fee). This list is subject to change. Offer available for a limited time only. Points are not earned for cash advances, traveler’s check purchases and balance transfers, unauthorized charges, finance charges, or fees (such as a late fee or ATM fee). This list is subject to change. Restrictions may apply. Ask for details. | |